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Layaway policy

The option to layaway products sold on is subject to these terms and conditions:

How to layaway offers layaways through the use of promotion codes. Because of the nature of the products we sell a layaway plan may not be available for all our products. When a product is made available to take advantage of our layaway option a corresponding promotional code will be presented for use. This code is entered and applied on the checkout payment page during the checkout process.

The layaway percentage down is based on the total of the products ordered. Sales tax and shipping charges are excluded in the calculation.

Layaway payments

To successfully layaway our products payment must be received equal to the % down required for the qualifying product. Our payment plan is straight forward. The first payment is a percentage of the total purchase price and a second payment for the balance of the total purchase price. Final payment should be made within 90 days of the initial transaction. Payments are accepted via:

  • Visa, Master Card, American Express or PayPal
    • The percentage down will be charged to your account.
  • Check or money order
    • Upon receipt of your check or money order we will send you notification when the funds have cleared and the product has been placed in layaway.

Layaway charges

No layaway charges will be applied.

Cancellation and refunds

Should you choose to cancel your layaway purchase will refund your money in full. If order was placed by credit card we will credit your account at time of cancellation. If you payed by check or money order we will issue a check to the name of the person on the billing address submitted at the time of the initial down payment.

Final payment and delivery

Making the final payment requires that you either phone us at 800-245-1577 and provide a credit card over the phone or sending us a check or money order. Once final payment has been received you will be notified that your purchase is in process and the product will be delivered within our normal delivery time.